What NIFP Can Offer Your Business

3/30/2018 (Permalink)

Floods never happen during convenient times, which is why having a flood policy is crucial for the modern business owner. However, having a poor or underfunded policy can be as bad as having no policy at all. That’s why the National Flood Insurance Program is here to help out small businesses everywhere by providing thorough commercial insurance that’s designed to meet the real needs of businesses when it comes to the threat of floods. The NIFP

• Is endorsed by FEMA
• Provides up to $500,000 in coverage for commercial properties
• Can help you restock your building in the aftermath of a flood
• Specifically covers damages that result from flooding

By taking into account the needs of small businesses in Franklin, KY, and the severe downtime and closure issues that flooding can cause, this policy is tailored to help businesses of all types keep their doors open in the wake of real disasters.

What It Covers

This commercial insurance policy includes a wide range of what one might commonly find in the workplace. First and foremost, the NIFP plan covers your building and its foundation, which you always need to consider first and foremost when it comes to flooding. It also covers carpeting, pumps and their operating machinery, water heaters, central air conditioning units, walk-in freezers and other crucial parts of your business operations. This policy is designed to protect all of the crucial components of your business that you’ll need to keep things moving forward in the aftermath of a flooding disaster.

What Isn’t Covered

Of course, not even the best commercial insurance plan can cover everything. While the NIFP policy covers your business’s biggest and most important pieces in the event that a flood occurs, it does not protect against any preventable damage caused by moisture, mold or mildew, sewer drain backup (unless caused by flooding), currency (or stock certificates or other papers with assigned value), any belongings outside of the insured building or business interruption. These potential losses, can, fortunately, be covered by a supplemental policy to get you all of the protection your business deserves.

For more information, please visit us athttp://www.SERVPROchristiantoddlogansimpsoncounties.com.